Don’t try to figure everything out on your own, though. Although car owners and drivers in Florida are required to have PIP and PD coverage, Florida auto accident laws do not require person to have bodily injury coverage (BI). An insurance agent is required to have the buyer of the insurance policy sign specific form which acknowledges the person does, or does not, want to buy Uninsured/Underinsured Motorist coverage. While most insurance claims related to serious auto accidents involve claims for uninsured/underinsured motorists or bodily injury liability coverage, in some cases injured drivers and passengers will be entitled to pursue “third-party” negligence claims as well.
Auto Insurance & Accident Laws | Florida Auto Insurance Lawyer | Maus
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