This means that if you have been injured in car accident in Alabama, you need to be able to prove that someone else was at fault in order to recover just compensation for your medical bills, lost wages, pain and suffering, and other losses. So, if you got hit by someone who was speeding, distracted, drunk, or otherwise being reckless or negligent, coverage should be available. If you got hit by an uninsured driver, you can file claim under your uninsured motorist (UM) policy if you have this optional coverage. When you get injured in collision, you may or may not receive copy of the police report at the scene.
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