Whether you are purchasing your first motorcycle or are lifelong biker who is new to the Commonwealth of Pennsylvania, you will need to purchase motorcycle insurance in order to comply with state law. Liability insurance covers damage to another person or damage to the property of another person, not to you, if you are at fault in collision. Underinsured motorist coverage fills in the gap if another motorist is at fault in collision, however, the at-fault driver’s coverage is inadequate to cover your losses. For example, assume that you are injured in collision and your damages total $25,000, but the at-fault driver’s liability insurance policy only covers up to $15,000.
Practical Motorcycle Accident Insurance Advice
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