New Jersey riders often assume the state’s no-fault insurance system works the same way for motorcycles as it does for cars, but that is not the case. Motorcyclists are excluded from personal injury protection coverage under New Jersey law, which means a rider hurt in a crash cannot simply file a no-fault claim with their own insurer the way a car occupant could. Instead, an injured motorcyclist has to pursue compensation directly from the at-fault driver’s insurance company, or file a personal injury lawsuit if a fair settlement is not offered.
Lomurro Law is a Monmouth County firm with trial attorneys who focus on motorcycle crash claims across the Freehold area and the surrounding Jersey Shore region. Because riders are not covered by PIP, the firm’s attorneys emphasize building a fault case early, gathering police reports, witness statements, and physical evidence that establish the other driver’s share of responsibility. New Jersey follows a modified comparative negligence rule, so a rider who is 50 percent or less at fault can still recover damages, though the award is reduced by their percentage of fault.
Because the stakes involve serious injuries and complicated liability questions, the firm advises riders not to accept an insurance settlement before speaking with a lawyer, and offers a free consultation to review the details of a crash, including hospital visits when a client cannot travel. Lomurro Law can be reached at 732-414-0300, with an office located at 4 Paragon Way, Suite 100, Freehold, NJ 07728.
Source: https://lomurrolaw.com/motorcycle-accidents/are-mo……